Frequently Asked Questions

  • An insurance broker acts exclusively in your interest. We represent you, negotiate terms, coverage, and negotiate a price based on a thorough understanding of your needs. Our market access means we can source competitive options from multiple insurers, including specialty markets not directly accessible to clients. Beyond placement, we advise on policy wording, exclusions, and claims advocacy — ensuring you are fully protected and supported

  • We serve both corporate clients and individuals. For businesses, we specialize in insurance broking, insurance consulting, and reinsurance solutions across various industries. For individuals, we offer insurance broking and insurance consulting services . Whether advising a corporation or an individual, we deliver professional, independent advice and work to secure the best coverage and value from leading insurers.

  • We carefully vet our insurance and reinsurance partners based on financial stability (as rated by agencies like AM Best and S&P), claims performance, product offerings, and their ability to provide consistent service in our clients' markets. We work only with reputable carriers who meet strict underwriting and service standards, ensuring that coverage is reliable and claims are honored promptly.

  • Our consulting process starts with an in-depth assessment to understand Clients’ exposures, operational environment, and coverage gaps. We then analyze existing insurance program, benchmarking it against market standards and risk appetite. From there, we advise on structuring, coverage enhancements, and risk transfer strategies. 

  • We combine deep technical expertise, a consultative approach, and a strong focus on client advocacy. Unlike transactional brokers, we act as long-term risk partners — not just placing insurance, but delivering insights and tailored advice. Our independent status means our only priority is securing the best outcome for clients.